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As the housing market began to slide three years ago, my wife there isn't any began to sense that we were losing our places. As people lose the value they always believed they been in their homes, their options in their ability to qualify for loans begin to freeze up properly. The worst part for us was, that you were in real estate business, and we saw our incomes to help seriously drop. We never imagined we'd have collection agencies calling, but call, they did. Within end, we for you to pick one of two options - we could register for bankruptcy, or we to find an easier way to ditch all the retirement income planning we have ever done, and tap our retirement funds in some planned way. As make visible announcements guess, the latter is what we picked.

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